ACA insurers propose 14% median premium hike for 2027, hitting middle-income enrollees hardest

Ali Swenson

2h ago· 4 min readenNews

Summary

A new KFF analysis of early rate filings shows ACA insurers are proposing a second straight year of double-digit premium hikes for 2027, with a median proposed increase of 14%. Insurers blame rising healthcare costs, federal regulatory changes, and the expiration of pandemic-era subsidies. While most enrollees qualify for subsidies that shield them from full premium costs, middle-income Americans earning 400% or more of the poverty level face stark increases. Similar trends are expected in employer-sponsored plans.

Source

bskyACA insurers propose 14% median premium hike for 2027, hitting middle-income enrollees hardestapnews.com

Key quotes

· 3 pulled

Middle-income Americans straining to pay for Affordable Care Act health insurance are unlikely to get relief next year, according to a new analysis that shows insurers in the marketplace are proposing a second straight year of double-digit premium hikes.

Across the 77 insurers in the ACA program that have submitted early rate filings, the median proposed increase for 2027 is 14%.

While most Americans in Obamacare still qualify for subsidies that protect them from paying the full premiums, middle-class enrollees making 400% of the poverty level or more will face a stark increase in costs.

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A new analysis of early rate filings shows that Affordable Care Act insurers are proposing another year of double-digit premium increases. According to a report Wednesday, the median proposed increase for 2027 is 14%. The findings come from KFF, a healthc

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