North Carolina restricts small businesses from accessing level-funded health insurance plans
By
Parra
Summary
This opinion piece argues that North Carolina lags behind other states in offering level-funded health insurance plans to small businesses with fewer than 12 employees. Level-funded plans are a hybrid model between fully insured and self-funded plans where employers pay medical claims directly. The author contends that this restriction prevents the smallest businesses from accessing affordable health care options for their employees, putting them at a competitive disadvantage compared to larger businesses and businesses in other states.
Source
bskyNorth Carolina restricts small businesses from accessing level-funded health insurance plansbit.lyKey quotes
· 2 pulledLevel-funded plans are a hybrid insurance model between fully insured plans and self-funded plans in which employers pay all medical claims directly.
In North Carolina, businesses with fewer than 12 employees are prevented from accessing a critical health care option to serve employees.
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