Preventive care for adults: What Marketplace insurance covers at no cost
Summary
This article explains that Marketplace health plans and many other insurance plans must cover certain preventive services for adults (like shots and screenings) without charging a copayment or coinsurance, even if the deductible hasn't been met. It notes that coverage is generally at no cost when using in-network providers, but warns that $0 cost isn't guaranteed in all cases and coverage may vary.
Source
Key quotes
· 4 pulledAll Marketplace health plans and many other plans must cover the following list of preventive services without charging you a copayment or coinsurance.
This is true even if you haven't met your yearly deductible.
In most cases, you won't pay a copayment or coinsurance for certain preventive services like immunizations and screening tests, even if you haven't met your deductible.
$0 cost isn't guaranteed in all cases.
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