State Legislatures Continue Trend of Regulating AI Use in Health Insurance Determinations
By
Joel H. Dankwa
Summary
State legislatures are increasingly enacting laws to regulate the use of artificial intelligence in health insurance determinations, including prior authorizations and utilization review. This article continues a review of this legislative trend, focusing on Georgia's Senate Bill 444 (effective January 1, 2027), which authorizes AI use for administrative tasks while requiring human oversight for coverage decisions. The analysis covers multiple states' approaches to balancing AI efficiency with consumer protections in healthcare insurance.
Source
bskyState Legislatures Continue Trend of Regulating AI Use in Health Insurance Determinationsnatlawreview.comKey quotes
· 2 pulledGeorgia Senate Bill 444 expressly authorizes the use of AI systems and other software tools to automate tasks, reduce admin
Over the last few years, state legislatures have begun to consider, and ultimately enact, laws governing the use of artificial intelligence in health insurance determinations, including prior authorizations and utilization review.
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