UK Mortgage Rates Fall at Fastest Pace in Nearly Two Years as Borrowers Get Relief
UK mortgage rates have fallen at their fastest monthly pace in almost two years, offering relief to borrowers after months of volatile pricing across the mortgage market.
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London, July 16, 2026, 09:20 (BST) The UK’s total available mortgage products edged up 0.6% to 7,177, but 95% LTV deals dropped 3.4% to 450,
Mortgage rates record steepest monthly fall in nearly two years
Average two- and five-year fixed rates drop to their lowest since March, with product choice rising for a third consecutive month
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Mortgage rates have remained elevated after the average rate on a 30-year loan briefly dropped below 6% in February for the first time since
Mortgage rates post steepest monthly fall in nearly two years
Average two- and five-year fixed rates slide, with product choice rising for a third consecutive month
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