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AI Creates New Liability Risks in Insurance Litigation, Insurers Add Broader Exclusions

By

Annie Mayne

29d ago· 11 min readenInsight

Summary

The article discusses how artificial intelligence (AI) is creating new and complex threats in insurance litigation. It highlights that AI systems, particularly "silent" or autonomous AI, can generate unexpected liabilities that traditional insurance policies may not adequately cover. Insurers are responding by adding broader exclusions to standard policies to preempt these emerging risks. The piece features insights from legal experts like Hinshaw & Culbertson partner Scott Seaman, who explains the challenges insurers face in underwriting AI-related risks and the evolving legal landscape surrounding AI accountability in claims and litigation.

Source

bskyAI Creates New Liability Risks in Insurance Litigation, Insurers Add Broader Exclusionslaw.com

Key quotes

· 3 pulled
Insurers are trying to preempt this new kind of risk by putting additional and broader exclusions into traditional policies.
The wave is coming — silent AI presents new threats that the insurance industry is only beginning to understand.
As AI systems become more autonomous, the question of who bears liability becomes increasingly complex and uncertain.
Snippet from the RSS feed
Insurers are trying to preempt this new kind of risk by putting additional and broader exclusions into traditional policies, said Hinshaw & Culberston partner Scott Seaman.

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