OCC: Mortgage Performance Improves Slightly in Q1 2026, 97.7% Current and Performing
Summary
The OCC reported that 97.7% of first-lien mortgages in the federal banking system were current and performing in Q1 2026, a slight increase from 97.6% in 2025. The report also noted a decrease in seriously delinquent mortgages.
Source
Twitter / XOCC: Mortgage Performance Improves Slightly in Q1 2026, 97.7% Current and Performingocc.govKey quotes
· 1 pulledThe OCC Mortgage Metrics Report, First Quarter 2026 showed that 97.7 percent of mortgages included in the report were current and performing at the end of the quarter, a slight increase from 97.6 percent in 2025.
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