Grab's Super-App Strategy Drives Financial Services Growth with $1.1 Billion in Quarterly Loans
Summary
Grab's super-app strategy is driving strong financial growth, particularly in its Financial Services segment. With 52 million daily users across eight markets, the company leverages its ride-hailing and food delivery base to cross-sell lending and banking products. Q1 2026 saw Financial Services revenue up 43% YoY to $107 million, loans disbursed reaching $1.1 billion, and a gross loan portfolio of $1.438 billion. Customer deposits at its digital banks hit $1.63 billion. The company posted FY 2025 net profit of $200 million on $3.37 billion revenue, with Q1 2026 adjusted EBITDA up 46% YoY to $154 million — its 17th straight quarter of growth. Management targets adjusted EBITDA breakeven in H2 2026 and reaffirmed FY 2026 revenue guidance of $4.04-$4.10 billion.
Source
bskyGrab's Super-App Strategy Drives Financial Services Growth with $1.1 Billion in Quarterly Loansbriefly.coKey quotes
· 3 pulledGrab operates a super-app with 52 million daily users across eight markets, using rides and food orders to acquire customers for lending and banking.
In Q1 2026, Financial Services revenue rose 43% year over year to $107 million, with $1.1 billion in loans disbursed and a $1.438 billion gross loan portfolio, up 67% and 130% respectively.
Management reaffirmed FY 2026 revenue guidance of $4.04 billion to $4.10 billion and adjusted EBITDA of $700 million to $720 million, with a 2028 adjusted EBITDA target of $1.5 billion.
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