Passing Credit Card Fees to Customers: Surcharges, Cash Discounts, and Dual Pricing in 2026
Surcharging, cash discounts, and dual pricing are the three legal ways to pass card fees to customers in 2026—surcharges cap at 3% (Visa) and are banned in CT, ME, and MA, while cash discounts and…
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Illinois lawmakers delay credit card interchange fee law to 2027
The Interchange Fee Prohibition Act was set to take effect on July 1 but lawmakers voted to delay until July 1, 2027.
Rising credit card processing fees cost merchants $198 billion annually, driving up prices for cash-paying shoppers
A Harvard study estimates that people who pay with cash and debit cards are subsidizing $30 billion a year in points and perks for credit ca
Rising credit card swipe fees cost merchants $198 billion annually, driving up prices for cash-paying shoppers
A Harvard study estimates that people who pay with cash and debit cards are subsidizing $30 billion a year in points and perks for credit ca
Wall Street Banks Weigh Buying Card Payment Network to Escape Fee Caps
The Electronic Payments Coalition has said issuers have lost tens of billions in revenue because of the interchange fee cap. The post Wall S

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What one woman's story can teach us about what to do when faced with fraudulent activity on a credit card.

California bill targets personalized pricing based on consumer data; businesses warn of impact on loyalty programs
Assembly Bill 2564 targets individualized prices from tracking data; supporters cite transparency, opponents warn it could burden loyalty pr

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