Home Insurance Costs by State: The 2026 Crisis Explained
Home insurance premiums have compounded at 8-10% annually for over a decade. The causes are structural, not temporary — and they hit resale homes hardest.
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Insurance premiums have soared for many homeowners in recent years, but there are steps policyholders can take to reduce them, experts said.

Pew survey: 71% of homeowners report rising insurance costs, with 42% seeing significant increases
Inflation, climate change and other factors have combined to push up premiums for homeowners insurance — with broad implications for consume
The Home-Insurance Coin Flip: Nearly Half of Claims Result in Zero Payout
This year our home insurance went up by $204 or 8.9%. I would like to think that, should we have a claim, it will be honored.
The latest shifts in Colorado homeowners insurance
Colorado homeowners are facing some of the nation's steepest insurance hikes, with premiums doubling since 2020. This localized market repor
Health Insurance Affordability Crisis: Premiums Rising 6% Annually While Wages Lag
Open enrollment season demonstrates some shocking annual costs of premiums and out-of-pocket maximums.

Climate Risks Drive Homeowners Insurance Costs to Crisis Levels in Disaster-Prone Cities
A new housing report shows these U.S. cities have the highest homeowners insurance burdens in the U.S., as climate risks drive up costs and

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