Experts refute Trump's claim that illegal immigration caused car insurance premium spikes; pandemic factors were the real cause
By
Melissa Goldin
Summary
President Donald Trump claimed on Truth Social that his immigration policies caused a drop in car insurance premiums, while falsely blaming illegal immigration for prior increases under the Biden administration. However, experts attribute the earlier premium spikes primarily to COVID-19 pandemic effects—including riskier driving behavior and supply chain disruptions—not illegal immigration. The current decline in premiums is due to insurers stabilizing financially and cutting rates to remain competitive. There is no evidence linking immigration trends to insurance premium fluctuations.
Source
Key quotes
· 4 pulledPresident Donald Trump this week credited his tough immigration policies for a drop in car insurance premiums, falsely blaming illegal immigration during his predecessor's time in the White House for a prior increase.
Experts say that increased costs were primarily due to effects from the COVID-19 pandemic, which led to riskier behavior on the roads and supply chain disruptions.
Now that insurers are on a better financial footing, they are cutting rates to stay competitive with customers.
There is no evidence to suggest that illegal immigration played a significant role in either the rise or the fall of insurance premiums.
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