Debanking: Now What?

Banks Develop a Nonbank Footprint to Better Manage Liquidity Needs

In a previous post , we documented how, over the past five decades, the typical U.S. bank has evolved from an entity mainly focused on depos

U.S. Banks Have Developed a Significant Nonbank Footprint

In light of the rapid growth of nonbank financial institutions (NBFIs), many have argued that bank-led financial intermediation is on the de

Who is unbanked in the US?

How do the 6% of Americans without a bank account use their money?

Deudas, ahorro o inversión: Cómo priorizar el uso de dinero extra

How Shadow Banking Reshapes the Optimal Mix of Regulation

Decisions that are privately optimal often impose externalities on other agents, giving rise to regulations aimed at implementing socially o

Behind the ATM: Exploring the Structure of Bank Holding Companies

Many modern banking organizations are highly complex. A “bank” is often a larger structure made up of distinct entities, each subject to dif