Banks Need to Value the Communities They Serve: Chicago Fed Event
The importance of banking institutions valuing the communities they serve was reasserted in a recent gathering of researchers and industry leaders at a Chicago Fed event. Business models and market…
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How Black-Owned Banks Can Help Close the Racial Wealth Gap
Every dollar you deposit at a bank helps fund loans and investments somewhere. The question is: where, and for who? For Black Americans, tha
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U.S. Banks Have Developed a Significant Nonbank Footprint
In light of the rapid growth of nonbank financial institutions (NBFIs), many have argued that bank-led financial intermediation is on the de
Fintech boom in South Africa bypasses informal economies and township merchants, report finds
A new industry report argues that the sector mistook innovation for inclusion and left informal markets behind.
Fintech boom in South Africa bypasses informal economies and township merchants, report finds
A new industry report argues that the sector mistook innovation for inclusion and left informal markets behind.
Research Exchange: June 2026
Selected Outside Research The Funding Structure of Direct Lenders This paper investigates the funding structure of public and private busine
Research Exchange: June 2026
Selected Outside Research The Funding Structure of Direct Lenders This paper investigates the funding structure of public and private busine

Banks Develop a Nonbank Footprint to Better Manage Liquidity Needs
In a previous post , we documented how, over the past five decades, the typical U.S. bank has evolved from an entity mainly focused on depos

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