Appears on
Articles3
How to Lower Your RAP Payment
The Repayment Assistance Plan (RAP) brings a new payment plan to the student loan landscape. We’ll cover how to calculate the payment and how to get it down to the lowest possible amount. How is RAP calculated? The minimum payment is $10 per month, and there’s a very odd stepwise function that starts at 1%… The post How to Lower Your RAP Payment appeared fir
What the Grad PLUS Phase-Out Means for You In 2026
Grad PLUS loans end for new borrowers on July 1, 2026, replaced by hard federal caps: $20,500 per year for graduate programs and $50,000 per year for professional programs. Borrowers already enrolled may keep access to Grad PLUS for up to three more years under the legacy rules, but only if they stay in the… The post What the Grad PLUS Phase-Out Means for Yo
How Does the SAVE Plan Ending Affect PSLF Borrowers?
The Saving on a Valuable Education (SAVE) repayment plan is no more. What does this mean for student loan borrowers pursuing the Public Service Loan Forgiveness (PSLF) program? For most PSLF borrowers, the end of SAVE is not nearly as bad as you may think. This is particularly true for low earners and high earners.… The post How Does the SAVE Plan Ending Aff