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How the Summer of ’76 Connects Aging in America Today
The teenagers and young adults who celebrated America’s Bicentennial in 1976 are now entering the years when long-term care planning becomes urgent. New data on caregiving, assisted living, and Long-Term Care Insurance shows why aging Americans and their families are confronting difficult financial and emotional realities today.
How Seniors Can Lower Medicare Drug Costs in 2026
Learn how 2026 Medicare Part D caps, federal programs, negotiated prices, and newer options like TrumpRx may affect drug costs for seniors and caregivers.
Medicaid Asset Limits Rise in Select States for 2026: What It Means for Long-Term Care
When you need long-term care, Medicaid may eventually help pay for services, but qualifying requires meeting strict income and asset rules. New York, Illinois, and Maine provide more flexibility for certain seniors, yet many families still need Long-Term Care Insurance, Medicaid planning or legal strategies to protect savings and access quality care.
How to Protect Your Assets Before a Long-Term Care Crisis
Long-term care costs can drain your savings fast. There are several ways to protect your assets, understand Medicaid rules, and plan now before a crisis strikes.
Pentagon UFO Files Stir Anxiety, Wonder Among Older Adults
The Pentagon’s May 2026 release of UFO and unidentified aerial phenomena (UAP) files may affect older adults differently than younger generations, as many seniors grew up during the Cold War era, when fears of government secrecy, nuclear war, and flying saucer sightings were widespread.
America at 250: How an Aging Nation Is Reshaping Caregiving, Retirement, and Long-Term Care
As the U.S. turns 250, Census data shows a rapidly aging population. Learn how demographic changes are reshaping caregiving, retirement, and long-term care planning.
Ted Turner’s Death Highlights the Devastating Impact of Lewy Body Dementia on Families
Ted Turner’s death is bringing new attention to Lewy body dementia, a progressive brain disease that affects memory, movement, sleep, and behavior. Understanding the symptoms, caregiving demands, and long-term care challenges can help families prepare before a crisis develops.
Study Reveals Urgent Need for Long-Term Care Planning Amid Rising Costs and Consumer Concerns
A recent study by OneAmerica highlights the growing need for long-term care planning as costs surge and consumer confidence remains low. With 74% of respondents believing they will require long-term care, only 33% feel adequately prepared, underscoring the importance of early and informed planning to safeguard finances and ease family burdens.
Eye-Opening Study Reveals Rising Prevalence of Young-Onset Dementia
A recent study reveals that young-onset dementia, affecting individuals under 65, is more prevalent than previously thought. This study helps us understand the urgency of increasing awareness, early detection, and planning with Long-Term Care Insurance.
Illinois, Rhode Island, New Mexico Lead U.S. in Nursing Home Penalties
Illinois ranks worst in the U.S. for nursing home penalties, with Rhode Island and New Mexico close behind. Assisted living and memory care show troubling violations but lack national oversight. Medicaid remains the dominant payer for long-term care.
Boomers at 65: Wealthier, Healthier, but Facing Long-Term Care Challenges
4.1 million Americans are reaching the retirement age of 65 this year. This silver tsunami will have a huge impact on long-term care, straining families and finances. As more people age, the growing demand for eldercare services will amplify the need for comprehensive planning.
Long-Term Care Insurance: Why 'Putting it on Hold' Could Be a Costly Mistake
Holding off on buying Long-Term Care Insurance can set you up for higher costs and limited options. LTC Insurance premiums are based on your age and health, which means waiting too long can sign you up for higher costs or potential disqualification.
South Carolina Faces Surge in Senior Population - More People Using Long-Term Care Insurance Benefits
The number of older adults living in South Carolina is increasing. The cost of long-term care is also going up. However, many South Carolinians have LTC Insurance to help cover quality care.
Illinois Battles Soaring Long-Term Care Costs - LTC Insurance Delivers Millions in Aid for Quality Access
Illinois is facing an escalating long-term care cost crisis. Long-Term Care Insurance has become a lifeline for many, disbursing millions of dollars in benefits to ensure quality care without the financial or emotional burden.
LTC Insurance Provides 100% Business Tax Deductions for C Corporations
C Corporations can get a 100% business tax deduction with Long-Term Care Insurance. This deduction incentivizes companies to provide LTC benefits while enhancing the company's cash flow.
Exploring Lucid Episodes in Late-Stage Alzheimer's Disease and Related Dementias
In late-stage Alzheimer's disease, lucid episodes are rare occurrences where individuals temporarily regain clarity and awareness, often surprising caregivers and loved ones. These moments of lucidity provide brief glimpses of the person's former self amidst the challenges of the disease's progression.
New 2026 Tax Break Lets You Tap Retirement Savings Penalty-Free for Long-Term Care Insurance
A new 2026 tax rule lets you take up to $2,600 a year from certain retirement plans to pay Long-Term Care Insurance premiums without the 10% early-withdrawal penalty.
Dimora Sacrum Silicone Absorbent Soft Dressing Review: Designed to Help Protect Older Adults from Sacral Pressure Injuries
Pressure injuries remain a major challenge for older adults in long‑term care. This LTC News review evaluates the Dimora Sacrum Silicone Absorbent Wound Dressing with Border—its design, performance, caregiver usability, and real‑world feedback—to help families and professionals judge its value for sacral wound care.
Group Claims Seniors in Long-Term Care Could Lose Access to Essential Pharmacy Services Without Congressional Action
Seniors living in long-term care facilities could face serious challenges accessing essential pharmacy services unless Congress addresses flaws in the Medicare reimbursement system. A new report highlighted these concerns, which are critical for over two million seniors nationwide.
Long-Term Care Expenses Vary Nationwide. If Relocating, Understand the Hidden Costs of Extended Care.
Thinking of retiring somewhere new? The cost of long-term care is a crucial and often overlooked factor. See our breakdown of state-by-state costs to make an informed decision.