Cilantro: A read-only finance app that monitors accounts and surfaces changes without budgets or tagging
By
Gene Drabkin
Summary
Cilantro is a finance app built by solo developer Gene that takes a passive approach to money management. Instead of requiring users to set budgets, tag transactions, or check dashboards, it simply monitors linked bank accounts and surfaces only what changed — unusual charges, bill increases, duplicates, and auto-generated trip recaps. It supports partner collaboration by allowing users to flag charges and ask about them in-app. Built on Plaid, it's read-only (never moves money), available on iOS and Android, and ad-free with no data sales.
Source
Key quotes
· 3 pulledEvery finance app I tried wanted me to *work* - set budgets, tag transactions, check a dashboard. I just wanted to know when something was off.
Cilantro is the inversion of that: link your accounts and it surfaces only what changed - an unusual charge, a bill that crept up, a duplicate, a trip it recapped for you automatically.
If you share finances with a partner, you can flag a charge and ask them about it inside the app (no more 'what was this $80?' texts).
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