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How Peter Thiel Used a Roth IRA to Build a $5 Billion Tax-Free Fortune

By

Justin Elliott, Patricia Callahan, and James Bandler

1d ago· 30 min readenInsight

Summary

Peter Thiel, the billionaire PayPal co-founder and prominent anti-tax activist, has used a Roth IRA — a retirement account designed for middle-class Americans — to amass approximately $5 billion in tax-free wealth. While Thiel publicly advocates against taxes and funds anti-tax initiatives, IRS records reveal he quietly converted his Roth IRA into a massive untaxed fortune, far exceeding the intended purpose of such accounts. The article exposes how ultrawealthy investors exploit tax-advantaged retirement vehicles meant for average workers, highlighting systemic loopholes in the tax code.

Key quotes

· 3 pulled
Billionaire Peter Thiel, a founder of PayPal, has publicly condemned 'confiscatory taxes.'
Over the last 20 years, Thiel has quietly turned his Roth IRA — a humdrum retirement vehicle intended to spur Americans to save for their golden years — into a $5 billion tax-free account.
Thiel doesn't need a man-made island to avoid paying taxes. He has something just as effective: a Roth individual retirement account.
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Roth IRAs were intended to help average working Americans save, but IRS records show Thiel and other ultrawealthy investors have used them to amass vast untaxed fortunes.

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