IRS Announces 2027 HSA Contribution Limits: $4,500 for Individuals, $9,000 for Families
By
Jason Bramwell
Crisped on the outside, thoughtful enough on the inside.
Summary
The IRS has released inflation-adjusted amounts for Health Savings Accounts (HSAs) for 2027, increasing contribution limits. For self-only coverage under a high-deductible health plan, the annual deduction limit rises to $4,500 (up $100 from 2026). For family coverage, the limit increases to $9,000 (up from $8,750 in 2026). The IRS also updated the definition of a high-deductible health plan for 2027.
Key quotes
· 3 pulledThe IRS on Friday released its annual inflation-adjusted amounts for health savings accounts for calendar-year 2027, with across-the-board increases.
The annual limitation on deductions for 2027 for an individual with self-only coverage under a high-deductible health plan is $4,500, up $100 from 2026.
The annual limitation on deductions for an individual with family coverage under a high-deductible health plan next year is $9,000—up from $8,750 in 2026.
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